In The News

The story explores how RBI’s proposed restrictions on revolving credit could make repayment management a bigger differentiator for digital lenders.

Check out the perspective shared by our Founder & Managing Director, Mr. Siddharth Agarwal on the same.

The story explores how AI is reshaping the debt resolution ecosystem by making the process more predictive, personalised and customer-centric.

Check out the perspective shared by our Founder & Managing Director, Mr. Siddharth Agarwal on the same.

The story explores how banks are using technology to improve different aspects of their operations, while AI is increasingly becoming part of decision-making, customer engagement, risk management and other banking processes.

Check out the perspective shared by Mr. Yatin Pednekar, our Co-founder & Chief of Products on AI could make loans faster and banking smarter.

The story explores how artificial intelligence is reshaping the lending ecosystem by enabling faster loan approvals, reducing paperwork, and improving credit assessment through the RBI’s Account Aggregator (AA) framework.

Check out the perspective shared by Mr. Yatin Pednekar, our Co-founder & Chief of Products on how AI-powered underwriting, supported by consent-based financial data, is helping lenders make quicker and more informed decisions while enhancing the overall borrowing experience for customers.

Yatin Pednekar, Co-founder & Chief of Products

In an era of unprecedented economic volatility, the debt collection landscape is experiencing a revolutionary transformation. As businesses navigate through shifting market dynamics, and evolving consumer behaviors, traditional recovery methods are being reimagined. Explore the latest article by Yatin Pednekar, Co- founder & Chief of Products which navigates through the latest key trends in the Debt Collection & Recovery landscape.

Telecom startups are expanding 5G and 6G in rural India using AI-driven solutions to enhance broadband access and retention. Aprecomm partners with ISPs to tap into low broadband penetration, while Nokia focuses on fixed wireless access. Check out Chandra Mouli, Chief Growth Officer at Mobicule Technologe inputs on connecting the unconnected.

Mobicule Technologies expects that the budget will prioritize investments in digital infrastructure, cybersecurity, and skill development to foster innovation and compliance in this critical sector. “Introducing measures to encourage timely repayments and benefits of restructuring for stressed borrowers, could help reduce NPAs and strengthen the financial ecosystem.

As 2024 draws to a close, leaders from diverse industries have shared their reflections on the year gone by and their outlook for 2025. The year has seen both resilience and growth across sectors, from real estate to technology, education, and industrial manufacturing. With advancements in sustainability, technological integration, and economic recovery driving sectors forward, industry experts are optimistic about the future.

New Delhi [India], December 28: The Future Leaders of 2025 spotlight the trailblazers shaping tomorrow’s world. These visionary individuals are redefining innovation, sustainability, and leadership across industries. From driving impactful change in technology and healthcare to championing climate action and social entrepreneurship, these leaders represent the voice of a dynamic generation. As they carve unique paths, their groundbreaking efforts inspire transformation on local and global scales.

Prasad Patil, CTO & Chief Business Operation. When the face of technology is about changing the world around us, no business or industry remains untouched. The debt resolution industry is no exception. Innovations of AI voice bots will change the way we encounter and manage the loan recovery process. Check out the below article to understand how AI voice bots in the collection & recovery landscape are now a game-changer for banks and financial institutions.

Chandra Mouli, Chief Growth Officer

A lot has changed in the landscape of money over the past few years, especially for the younger generation. Gen Z and Millennials, born roughly between the late 1980s and the early 2010s, show distinct attitudes and behaviors toward credit, borrowing, and debt management. It is a vital understanding financial institutions, policymakers, and educators need to help these consumers.

Chandra Mouli, Chief Growth Officer

Find out in this exclusive interview with Chandra Mouli, published first on CXO Today, how he’s navigated an impressive 26 years of his stint in lending, with in-depth thoughts about his foray into India’s pioneering full-stack debt collection platform—mCollect. He also speaks of his time at Paytm and now his latest as Chief Growth Officer at Mobicule Technologies.

Mobicule Technologies, pioneers in the debt resolution landscape, is witnessing significant growth in the phygital debt resolution space and has strengthened its leadership team by bringing on renowned industry experts. This strategic move aligns with Mobicule’s vision of driving innovation and delivering advanced solutions that bridges physical and digital debt management.

Yatin Pednekar, Co-founder & CTO. How Can Phygital Debt Resolution Balance Efficiency with Security? This article delves into the rising trend of phygital debt resolution, highlighting its benefits and the critical need for robust data security and privacy practices. Phygital debt resolution, a hybrid combination of physical and digital processes is emerging in the fast-paced and constantly changing world of finance.

Siddharth Agarwal, Founder and Managing Director
Integrating Artificial Intelligence (AI) into strategic decision-making processes in today’s rapidly evolving business landscape represents a transformative shift. By harnessing the power of predictive analytics, AI empowers businesses to make more informed, data-driven decisions, thereby enhancing organizational efficiency and competitiveness.

The intersection of the Internet of Things (IoT) and financial technology (Fintech) is revolutionizing the way transactions are conducted, making them more convenient and efficient. IoT devices are increasingly being integrated into financial services, enabling seamless, real-time transactions and personalized banking experiences.

Authored by: Siddharth Agarwal, Founder and Managing Director

Siddharth Agarwal, Founder and Managing Director of Mobicule Technologies Pvt Ltd