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Why choose us

About Us

About Mobicule

Leading the future of Debt Collection & Recovery

For over 18 years, Mobicule has been a trusted partner in the banking and financial services (BFSI) sector. We specialize in making debt collection faster, smarter, and 100% compliant with industry regulations. Whether it is secured or unsecured loans, we provide end-to-end solutions that protect your business while maintaining positive customer relationships.

We believe the future of recovery is “Phygital”—a seamless blend of smart digital technology and the human touch.

Our Core Solutions

We empower financial institutions through our suite of three powerful products:

mCollect: The Complete Debt Collection Platform

Our flagship product connects every part of the collection process. It brings together digital communication, call centers, and an industry-first mobile app for field agents & handles the entire recovery journey.

Neeti: Driving Team Performance

To ensure recovery teams are working at their best, Neeti uses real-time data and “gamification” (game-like rewards and goals). It provides managers with actionable insights and keeps agents motivated and efficient.

Netrascan: Smart and Secure Verification

Onboarding and verification are made simple with PQR, our AI-powered Digital KYC (Know Your Customer) solution. It ensures rapid, accurate, and secure identity checks.

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our journey

Meet with our company journey

1990

Journey was started

Our advanced technological infrastructure, coupled with our team of seasoned professionals, makes us the ideal choice.

2007

Get rewards 20+

Our advanced technological infrastructure, coupled with our team of seasoned professionals, makes us the ideal choice.

2000

Launch 100+ product

Our advanced technological infrastructure, coupled with our team of seasoned professionals, makes us the ideal choice.

2025

Still on right track

Our advanced technological infrastructure, coupled with our team of seasoned professionals, makes us the ideal choice.

Meet Our Management

Transforming Debt Collection with Innovation & Competence

team_siddharth-agarwal

Siddharth Agarwal

Founder & Managing Director
team_yatin-pednekar

Yatin Pednekar

Co-founder & Chief of Products
team_prasad-patil

Prasad Patil

CTO & Chief - Business Op.
team_girish-patil

Girish Kumar Patil

Vice President
team_shalini-nair

Shalini Nair

Vice President - P&E
team_shyam-yadav

Shyam Yadav

Vice President - P&E
team_ss-gupta

S. S. Gupta

Investor & Advisor Finance
team_dilip-daswani

Dilip Daswani

Advisor
Our Vision

The guiding principles at Mobicule

Stay Simple
Continuously work to improve Observe. Improve - Learn. Improve - repeat
Commit to be the best by committing to constant improvement
Organise
Avoid Complications
Use technology to record and report
Identify and eliminate non-value add activities
Unite Collaborate
Avoid Complications
Use technology to record and report
Identify and eliminate non-value add activities
Learn from each other
Respect Everyone
Treat everyone in a way you expect others to treat you.

Demonstrate mutual respect
Value cultural and personal differences
Customer First Philosophy
Delight your customers Understand their needs Aim to deliver yesterday Create value
Energize & Inspire
Trust your colleagues
Commit to bring positive change in your work environment
Respect their judgement and decision making ability
Here From Our Customers

Mobicule Helped Us with Solving Industry-wide problems with efficient solutions

Mobicule has helped large banks like Kotak Mahindra Bank , RBL , CSB. Saraswat Bank and other market leaders streamline their debt collection and recovery in a fully integrated manner and drive some path breaking mobile field force implementations with Vodafone Idea and Tata Play.

Felipe D. Hawthorne
Web Developer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Ricardo P. Winslow
UI Designer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Cristian M. Durant
CEO
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Andres W. Huxley
Graphic Designer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Adrian B. Fulton
Game Designer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Emilio J. Harper
IT Specialist
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Gabriel O. Eastwood
Support Engr.
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Julian T. Beaumont
UX Designer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Oscar N. Winsley
CTO
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Felipe D. Hawthorne
Web Developer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Ricardo P. Winslow
UI Designer
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
Cristian M. Durant
CEO
" Working with Fintok feels like a partnership; as we continued to use their tool and found more use cases, our feature requests quickly found their way into their backlog. "
4.9% ROI growth
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