About Us

About Mobicule

Leading the future of Debt Collection & Recovery

For over 18 years, Mobicule has been a trusted partner in the banking and financial services (BFSI) sector. We specialize in making debt collection faster, smarter, and 100% compliant with industry regulations. Whether it is secured or unsecured loans, we provide end-to-end solutions that protect your business while maintaining positive customer relationships.

We believe the future of recovery is “Phygital”—a seamless blend of smart digital technology and the human touch.

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Our Core Solutions

We empower financial institutions through our suite of four powerful products:

mCollect: The Complete Debt Collection Platform

Our flagship product connects every part of the collection process. It brings together digital communication, call centers, and an industry-first mobile app for field agents & handles the entire recovery journey.

Neeti: Driving Team Performance

To ensure recovery teams are working at their best, Neeti uses real-time data and “gamification” (game-like rewards and goals). It provides managers with actionable insights and keeps agents motivated and efficient.

Netrascan: Smart and Secure Verification

Onboarding and verification are made simple with PQR, our AI-powered Digital KYC (Know Your Customer) solution. It ensures rapid, accurate, and secure identity checks.

Kanak: The complete gold loan origination system

Designed to accelerate lending cycles, reduce operational costs & enhance customer satisfaction, Kanak automates every step of your gold auction and digital lending process – from lead generation to loan disbursement.

Meet Our Management

Transforming Debt Collection with Innovation & Competence

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Siddharth Agarwal

Founder & Managing Director
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Yatin Pednekar

Co-founder & Chief of Products
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Prasad Patil

CTO & Chief - Business Op.
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Girish Kumar Patil

Vice President
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Shalini Nair

Vice President - P&E
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Shyam Yadav

Vice President - P&E
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S. S. Gupta

Investor & Advisor Finance
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Dilip Daswani

Advisor
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The guiding principles of Mobicule

Trusted by Global Financial Giants

From India’s largest private banks to global telecom operators — mCollect powers the debt recovery operations of institutions that can’t afford to get it wrong.

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