Streamline Your Entire Debt Recovery Journey
Transform complex manual processes into automated, compliant workflows with AI-powered settlement and repossession management.
The Complete Recovery Process
When communication fails, we transition to assertive, systematic recovery. From field collections to settlement negotiations and asset repossession, mCollect handles every stage with built-in compliance and precision.
01
AI-Powered Workflows
Automated workflow management based on case severity and history. Smart allocation across internal teams and third-party agencies without manual dependencies.
02
Field Intelligence
Battle-tested for “Bharat” — our field intelligence app is built for zero-connectivity rural areas. Agents collect payments via Cash, UPI, or Cheque with real-time geo-tagging. All data syncs seamlessly when back online. Fraud detection, offline modes of payment, and instant deposit verification built-in.
03
Settlement Engine
One of the most sophisticated “Settle-on-the-Go” modules available. A field agent can raise a settlement request, get it approved via a hierarchical rule engine in real-time, and close the loop instantly.
04
Flexible Approval Engine
Configurable rule-based approvals adapted to your matrix hierarchy. Define approval workflows by amount, percentage, product type, or committee structure.
05
Repossession & Auction Module
Unlike many fintech-focused platforms that only handle “calls,” Mobicule has deep workflows for physical asset repossession (vehicles, equipment) and managing the subsequent auctions.
06
End-to-End Yard Management
Digital repo kit creation, automated valuation, yard assignment with maker-checker validation, and integrated auction portal management.
07
Compliance & Legal
Built-in support for SARFAESI, Section 138, DRT, NCLT, and Arbitration. All legal notices generated with audit trails and consumer acknowledgments.
08
Print-to-Post Solution
Single-click generation and delivery of physical and digital notices. Eliminate manual vendor management and ensure timely, compliant customer communication.
02
Field Intelligence
Battle-tested for “Bharat” — our field intelligence app is built for zero-connectivity rural areas. Agents collect payments via Cash, UPI, or Cheque with real-time geo-tagging. All data syncs seamlessly when back online. Fraud detection, offline modes of payment, and instant deposit verification built-in.
04
Flexible Approval Engine
Configurable rule-based approvals adapted to your matrix hierarchy. Define approval workflows by amount, percentage, product type, or committee structure.
06
End-to-End Yard Management
Digital repo kit creation, automated valuation, yard assignment with maker-checker validation, and integrated auction portal management.
08
Print-to-Post Solution
Single-click generation and delivery of physical and digital notices. Eliminate manual vendor management and ensure timely, compliant customer communication.
Why mCollect for Debt Recovery?
Complete Automation
Eliminate manual processes across field operations, settlements, and legal workflows. Reduce errors and accelerate recovery timeline.
Built-in Compliance
Every step includes compliance tracking, audit trails, and consumer protection law adherence. Mitigate litigation risks automatically.
Real-Time Visibility
Complete visibility into all recovery activities—field collections, settlements, repossessions, and legal actions. Data-driven decision making.
Flexible & Scalable
Configurable workflows adapt to your organization structure and processes. Scale from hundreds to thousands of cases effortlessly.
Multi-Framework Support
Single platform manages all legal recovery mechanisms—no need for multiple systems or manual coordination between teams.
Vendor Management
Coordinate with repossession agencies, yards, auction platforms, and legal vendors through unified workflow. Print-to-Post for all notices.
Transform Your Debt Recovery Operations Today
Join leading financial institutions leveraging AI-powered automation to recover more debt, faster.