DIGITAL COLLECTION

Boost the efficiency of your Pre-Delinquency and Post Delinquency Auto-Cure payments with guaranteed success-based AI/ML models

DIGITAL COLLECTION
mcollect

Consumer centricity amplified

Experience the future of debt collection with mCollect's module! Uniting real-time customer insights and cutting-edge AI, we target the right customers at the right time, ensuring maximum efficiency and reduced costs.

SMS
Email
IVR
WhatsApp
Voicebot

Embrace The Future With The Power Of Cutting-Edge Features

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Journey Manager

Beyond automation, reminders & notification, experience the revolutionary journey manager to handle consumer specific journeys based on consumer’s risk profiling, preferences of time and channel of communication backed by our AI/ML based improvements.

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Omnichannel Communication

Digital debt collection allows for communication through various channels, including email, SMS, Whatsapp, IVR & Voicebot.

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Risk based Reachout

Digital collection helps you in categorising your consumer base into different risk profiles using various parameters. Intensity of reachout increases for high risk consumers whereas low risk profiles are send soft reminders.

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Contextual & MultiLingual Nudges

With the power of our journey manager, you can now push contextual nudges in the user specific languages and deliver a superior consumer experience.

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Secured/ Integrated Payment Processing

Use the power & popularity of UPI to upscale your collection. Give your consumer the option to choose any payment method with our integrated payment and settlement option.

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Regulatory Compliance and Security

Our cloud based SaaS offering is fully compliant and ensures fail safe communications within the defined boundaries of local regulations(RBI).

Personalized support, always on!

Omni - Channel Orchestration Made Simple

Debt Collection Strategy

20%

Increase in Early Bucket Collection

Debt Collection Strategy

30%

Reduced Calling Cost

Debt Collection Strategy

15%

Decrease in Bounce Rate

Debt Collection Strategy

100%

Consumer Satisfaction


Revolutionizing collections for a connected world

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Streamlined Communication

A debt collection platform that integrates digital channels for sending legal notices can help streamline communication between creditors, debt collectors, and debtors. This efficient communication can lead to faster debt resolution.

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Automated reminders

Debt collection platforms can be programmed to send automated reminders and follow-ups through digital channels, helping maintain consistent communication and increasing the chances of debt recovery.

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Customization & personalization

Digital channels enable customization and personalization of legal notices, which can improve the effectiveness of communication and increase the likelihood of debtors taking action to resolve their outstanding debts.

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Enhanced consumer's experience

By offering digital channels for sending and receiving legal notices, debt collection platforms can provide a more convenient and user-friendly experience for debtors. This may encourage more positive engagement and higher recovery rates.


Case Studies

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Spandana deploys Mobicule’s NetraScan to Secure over One Crore Customer KYCs in Rural India

Mobicule Technologies, a leading digital AI based customer onboarding, has partnered with Spandana Sphoorty Financial to enhance customer acquisition and document processing.

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Spandana deploys Mobicule’s NetraScan to Secure over One Crore Customer KYCs in Rural India

Mobicule Technologies, a leading digital AI based customer onboarding, has partnered with Spandana Sphoorty Financial to enhance customer acquisition and document processing.


Consumer Pain Points

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Comprehensive Debt Collection across Delinquency Cycle

Moreover, mCollect facilitates single-click payments that link directly to the loan account. This is a fundamental shift from the traditional payment process and offers a significant advantage by eliminating any additional steps or barriers that could discourage a debtor from making a payment.

In essence, mCollect is more than just a tool. It is a comprehensive solution designed to revolutionize the way you manage and recover debt, ensuring you stay ahead in the dynamic, competitive world of financial services. Step into the future of debt management with Mobicule Technologies - where innovation meets practicality, and efficiency meets success.


Trending In Digital Collection

Siddharth Agarwal - Director
Siddharth Agarwal - Director
Siddharth Agarwal - Director
Siddharth Agarwal - Director

FAQ's

AI/ML helps in risk mitigation and bifurcation of the borrower's data, which is utilised to determine the intensity of the communication and the right time for reach-out. It also helps in understanding behavioral patterns, which gives an edge for strategising effective communication reach-outs. AI based debt collections personalises the end-to-end debt collection journey of a borrower tailoring personlised communication and enhancing the borrower’s experience.

The performance of a campaign is tracked with our intelligent dashboards, which show real-time reporting, which is further used to derive insights and borrower's behavioral trends to run your next effective digital debt collection campaign using the right preferable communication channel at the right time.

Digital debt collection utilises omni-channel-based communication using different digital modes of communication like SMS, WhatsApp, email, IVR, and voice bot. This helps in targeting the right borrower and the right communication channel, targeting the borrower from a 360° approach.

The different risk profiling parameters for categorising the credit score of the borrower, the past payment patterns, and their financial behavior.

The digital debt collection solution leverages technology and data analytics to streamline the debt collection process. The different types of insights that are available with the system are the risk profiling of the borrowers into low, medium, and high risk, which helps in prioritising high-risk accounts. The payment pattern of a borrower is also analysed, which gives an understanding of the likelihood of payment of a borrower.