DEBT RECOVERY

Reduce your loss and provisioning with settlement and built-in compliance for field reposession for both movable and immovable assets.

DEBT RECOVERY
mcollect

Recovering debts, restoring confidence

Experience the efficiency and precision of mCollect platform in streamlining your entire debt recovery journey . Our solution provides an end-to-end workflow with a configurable approval rules engine that can be adapted to suit matrix hierarchy structures across both internal teams and third-party agencies. With our settlement and repossession software, we address and streamline critical areas of manual and unregulated processes.

Settlement
Repossession and Auction

Embrace The Future With The Power Of Cutting-Edge Features

AI Pre Delinquency Management

End-to-end workflow system with a flexible approval rules engine.

AI EWS & Notifications

Streamline critical areas with mCollect's in-built settlement and repossession software

AI Smart Allocation – Rule Engine

Customisable matrix hierarchy structures across internal teams and third-party agencies.


Streamline Your Debt Recovery Journey

Harness the cutting-edge power of mCollect and revel in the transformation of your entire debt recovery process. Meticulously engineered to deliver precision and superior efficiency, our platform encompasses an end-to-end workflow designed for unprecedented automation and customization. The heart of our solution, a configurable approval rules engine, is intrinsically adaptable and caters seamlessly to matrix hierarchy structures across internal teams and third-party agencies alike.

No longer will your debt recovery process be hampered by manual dependencies and disorganized, unregulated procedures. The inclusion of our robust settlement and repossession software intelligently addresses critical areas, transforming them into well-oiled, systematically regulated operations. This is the future of debt recovery - a future where complex, manual procedures are replaced with streamlined, automated processes that reduce error, increase efficiency, and maximize the return on your collection efforts.

Step into the future of debt recovery with mCollect. Witness firsthand how the right technology can revolutionize your operations, increase productivity, and position your organization to excel in an increasingly competitive and digitized landscape.


Settlement Process Of
Debt Recovery

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Initiation

Field executive/ Collection manager initiates settlement request

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Approval

  • Configurable Rule based approval
  • Approval based on hierarchy / committee / matrix
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Workflow
  • Automated workflow based on waiver amount / percentage & product type
  • Request for settlement of customer accounts
  • Request for Penal waivers
  • Settlement Letter Generation and Consumer’s acknowledgment
  • Payment Collection
  • e-OTS

Asset Repossession Process Of Debt Recovery

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  • e-2-e process automation from bank to Yard
  • Digital Repo kit faster & efficient way of Documentation
  • Repo Agency real time collaboration
  • Yard Management maker & checker validation
  • Valuation central automated process
  • Auction Create case pool for auction portals
  • Bid Evaluation approval and reconciliation
  • Release and surrender process workflow

Case Studies

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Spandana deploys Mobicule’s NetraScan to Secure over One Crore Customer KYCs in Rural India

Mobicule Technologies, a leading digital AI based customer onboarding, has partnered with Spandana Sphoorty Financial to enhance customer acquisition and document processing.

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Spandana deploys Mobicule’s NetraScan to Secure over One Crore Customer KYCs in Rural India

Mobicule Technologies, a leading digital AI based customer onboarding, has partnered with Spandana Sphoorty Financial to enhance customer acquisition and document processing.


Incredible Debt Recovery Solution Addressing Industry Challenges

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Trending In Debt Recovery

Full Stack Debt Monitoring Collection and Recovery Platform

20% Increase in Early Bucket Collection – Reduce delinquencies faster


FAQ's

mCollect's repossession and auction module is designed to manage both movable and immovable assets, ensuring compliance and efficiency in the repossession process.

The configurable approval rules engine allows organizations to adapt workflows to their specific matrix hierarchy structures, enabling seamless coordination across internal teams.

Yes, mCollect is designed to integrate with existing systems of banks and financial institutions, providing a seamless transition and enhancing the efficiency of current debt recovery processes.

Yes, mCollect is scalable and capable of handling large volumes of debt collection & recovery cases, making it suitable for financial institutions of varying sizes.

Mobicule provides comprehensive support during the implementation of mCollect, including integration assistance, training, and ongoing technical support to ensure a smooth transition and optimal utilization of the platform.